Health insurance for expats in Spain
Lost in the maze of Health Insurance providers in Spain? Do you understand what the differences are with regard to the coverages between those providers? Trying to understand the small print of Health Insurance policies can indeed prove Mission Impossible. Let us help you with this.
Over the many years I have been in this industry, I have come to the conclusion that foreigners wanting to settle down in Spain should opt for CoSalud Health Insurance from Catalana Occidente.
You will pay the same regardless of the usage, a big thing in Spain that nobody talks about!
At this given moment (I am writing this in June 2020) CoSalud from Catalana Occidente is the best Health Insurance for expats in Spain. They’re the fourth biggest Health Insurance provider in Spain and the only one that doesn’t double or quadruple the premium you pay for actually using the Health Policy or being diagnosed a serious illness such as cancer.
It’s a huge thing in Spain. It’s not uncommon to have a Health Policy that triples in price in the second or third year just because you have been using it or you have been diagnosed with an illness. Yes, you read that right – companies have doubled their premiums just for using their Health insurance. This will not happen with CoSalud, giving you total peace of mind guaranteed.
You will pay the same regardless of the usage, a big thing in Spain that nobody talks about!
At this given moment (I am writing this in June 2020) CoSalud from Catalana Occidente is the best Health Insurance for expats in Spain. They’re the fourth biggest Health Insurance provider in Spain and the only one that doesn’t double or quadruple the premium you pay for actually using the Health Policy or being diagnosed a serious illness such as cancer.
It’s a huge thing in Spain. It’s not uncommon to have a Health Policy that triples in price in the second or third year just because you have been using it or you have been diagnosed with an illness. Yes, you read that right – companies have doubled their premiums just for using their Health insurance. This will not happen with CoSalud, giving you total peace of mind guaranteed.
Health Insurance suitable for the NIE & Spanish Residency & Visa
When you go through the Spanish bureaucratic process in Spain for getting your Visa, your NIE or Spanish residency, your Health Insurance must be laid out in a certain way, it must have certain coverages and it must have been paid in a certain way. If any of these are done wrong you will be sent back to the end of the line and you will have to start all over again.
We have been there ourselves, we have seen it all. The CoSalud Health Policy you will get from us ticks every check box, and will fulfil any point the Spanish government will be looking for. You will get through the system like a well-oiled German engine. Trust us. Give us a call on (+34)-636.465.010
If you would like me to help you with your Health Insurance please fill out the following info
Health Insurance Comparison
Hi,
I know you are busy, so please allow me to get straight to the point.
Over the years, I have tested and compared probably every single prívate Health Insurance Provider that there is in Spain. I know them all. The number one reason why I have personally (and I truly mean this on a personal level) chosen the Catalana Occidente Health Insurance for myself and my family is that there is no relationship between being diagnosed a serious illness such as cancer , stroke, tuberculosis, etc. and the premium I pay. This is something unheard of in Spain that nobody will talk about.
Let me repeat this again because it is crucially important. I am so proud to recommend Co-Salud to my clients, because it is currently the only mutual insurance group in Spain whose premiums are not at all effected by pre-existing conditions or any number of accidents. In other words, even if you use your insurance card thousands of times, the premium won’t skyrocket the next year. You will have absolute peace of mind! If you ask me, that’s worth more than all the money in the world.
Not only this, but the Policys’ hospital network is huge and it even includes things such as the ability to choose a pediatrician or gynecolgist even outside of the network and get the money reimbursed. In Spain, you always must pay for prescription medication yourself, but with Catalana Occidente, you will be reimbursed up to a certain point for all generic medication purchases. It´s a fully fledged Health Insurance that has everything you will need! Even Dental Care is included at no additional charge.
A few examples of what is included:
- Psychiatric hospitalization per year.
- Dental cover with free services and discounted services.
- International travel assistance. Get sick abroad, and we will be there for you – wherever you are in the World!
- Coverage for newborn babies in an incubator.
- Reproductive health programs
- No limits on prosthetics
- Bariatric Surgery
- They even cover cornea transplant and autologous bone marrow transplantation
- Even Homeopathy and Acupuncture is included
- And much more!
The company I am talking about is Catalana Occidente. Catalana Occidente is the fourth biggest insurance company in Spain and the first independent one that is not distributed through the banking system. It´s sold by exclusive insurance agencies like myself who look after clients directly and are specialised in Health Insurance. If you need any help later on I am always there for you. For example, if you need an authorization for an MRI or need a doctors appointment I can sort this out for you. No need to end up with a call center that will speak exclusively Spanish.
I will send you by email a more comprehensive list of everything that is included. I will send you the complete Health Insurance information package by email. Please just be so kind as to fill out the details below and I will do my homework and send you everything with light speed. Please don´t forget to send me also the exact date of birth for everyone who should be covered on your Health Policy. That way, I can already attach the quotes for you and everything will be quicker. Also, could you please be so kind as to provide your telephone or, even better, your WhatsApp number? That way, if I have any questions I can contact you easily. Thanks a million in advance.
Lovely Regards,
Rainer
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